Buying a house is becoming more affordable in 2025, thanks to recent monetary policy changes by the Reserve Bank of India (RBI). The RBI has reduced the repo rate twice this year, totaling a 50 basis point cut, bringing it down from 6.5% to 6%. These cuts mark the first rate reductions since the RBI paused its rate-hiking cycle, which began in May 2022 and ended in February 2023. As a result, home loan interest rates have now fallen below 8%, offering relief to prospective homebuyers.